When you’re injured in an accident, the size and type of vehicle involved can make a difference in the outcome of your case. If you were hit by a larger vehicle like a full-size truck or an SUV, there are factors that can affect the compensation you might receive. While the size of the vehicle itself doesn’t automatically guarantee a higher payout, it can influence both the severity of your injuries and the insurance coverage available.
Bigger vehicles may cause more damage
Larger vehicles, like SUVs and trucks, often cause more severe injuries due to their size and weight. The force of impact from a heavier vehicle can result in more serious harm, especially in accidents involving smaller vehicles. If you’re injured in such an accident, the physical damage to your body and the property involved may be greater. Insurance companies may take the severity of your injuries into account when assessing the claim. The more serious your injuries, the more compensation you might be entitled to.
Better insurance coverage with bigger vehicles
In some cases, larger vehicles are insured with higher coverage limits, especially if they belong to a higher-income individual or are commercial vehicles. This can be beneficial for your injury case, as there may be more coverage available to compensate for your medical expenses, lost wages, and pain and suffering. However, this is not guaranteed, as insurance policies vary depending on the owner, type of vehicle, and other factors.
How the law applies to your case
Regardless of the vehicle’s size, laws governing personal injury claims treat accidents based on fault and negligence. If the larger vehicle caused the accident due to negligence or reckless driving, the at-fault party’s insurance should cover your damages, up to their policy limits.
The size of the vehicle involved is just one factor, but it can influence both the damage you experience and the available insurance coverage for your case.