If you have been in a car accident in Georgia, you might be wondering whether the state follows a no-fault system. The difference in no-fault versus at-fault claims is significant after an accident.
When you know how the state handles liability for car accidents and injuries, it is easier to determine if you have a claim.
What is a no-fault state?
In a no-fault state, when a car accident occurs, each party involved typically relies on their own insurance company to cover their medical expenses and related costs, regardless of who was at fault. This system streamlines the claims process and reduces legal complexities.
Is Georgia a no-fault state?
Georgia follows a traditional “at-fault” system, also known as a “tort” system, for car accident claims. In this system, the driver found responsible for the accident is liable for covering the resulting damages, including medical bills, property damage, and other losses incurred by the other party. Consequently, in Georgia, the insurance company of the at-fault driver usually manages claims for both parties.
What are the implications of Georgia’s at-fault system?
One notable aspect is the need for insurance companies to investigate accidents and determine fault. This process can involve assessing the accident’s circumstances, gathering evidence, and making determinations based on that information. This can sometimes lead to disputes and prolonged processes for accident victims seeking compensation.
Police reported more than 385,000 non-fatal car accidents in Georgia in 2021. Understanding your risks and the implications of at-fault injury claims will help you navigate the aftermath of your accident. Protect yourself and your rights to compensation with a thorough understanding of accident liability laws.